Life Insurance
Your absence shouldn’t become a financial burden.
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What would happen to your family if you weren’t here? Life insurance is more than just financial support—it’s a way to care for your loved ones, even in your absence.
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We offer personalized life insurance plans with international coverage, cash value accumulation, and flexible benefits.
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Ideal for: Parents, couples, business owners, and anyone who wants to leave lasting financial stability.
What kind of insurance do you need to protect your peace of mind?
Not all life insurance is the same, and every family’s needs are different.
Below we briefly explain the two most common options in simple terms—so you can choose the one that best fits your stage of life and your goals.
Term Life Insurance
Coverage for a specific period. Low cost, superior protection.
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Think of it like renting an umbrella just for the storm.
It protects you for 10, 15, or 30 years—right when your family needs it most.
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Ideal if: You’re paying off a loan, have young children, or need temporary income protection.
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Lower premiums
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Guaranteed payout if death occurs during the term
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Perfect for protecting mortgages, school costs, or family stability
Universal Life Insurance
Permanent Life Insurance with Savings.
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This insurance doesn’t just protect your loved ones if you’re not there—it also builds cash value you can use while you’re alive. Think of it as a safety net… and a smart long-term savings plan.
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Ideal if: You want to leave a legacy, save for retirement, or have access to a flexible fund.
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Lifetime coverage
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Grows over time, with funds available to use while alive
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Option to build wealth or supplement your retirement
Critical Illnesses
Who is it for?
People who want protection against unexpected illnesses.
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What makes it unique?
Direct payout if diagnosed with one of the 15 serious illnesses listed.
Side-by-side
Features
Duration
Savings Component
Lifetime Access to Cash Value
Flexible Coverage
Ideal for:
Term Life
10 - 30 years
NO
NO
Limited Flexibility
Life Stages
Universal Life
Permanent
YES
YES
Greater Flexibility
Estate Planning